Expert financial planning is crucial for individuals and families navigating the long-term financial implications and necessary care costs following catastrophic injuries.
Key Contact
Chris Hill
Director – Chartered Financial Planner
01626 242501
07458 062360
[email protected]
When a catastrophic or debilitating injury occurs, the injured party and their family often face a daunting task in ensuring the correct decisions are taken to provide long-term financial security and to cover the cost of any required care.
At such difficult times regular, face-to-face communication is crucial to allow us to understand personal circumstances, requirements and goals. This is particularly so with Court of Protection cases, where frequent advice can be needed in response to changing circumstances.
Because so many claims of this nature can take some time to come to fruition, and the fact that settlements may be required to fund a person’s situation for many years to come, we offer advice to claimants and their legal advisers on the appropriate structure of an award – particularly in relation to Periodical Payment viability.
We are also equipped to advise on interim payments and our cashflow modelling techniques can assist in assessing the implications of offering or accepting Part 36 offers.
Once the claim has been settled, we then specialise in designing appropriate financial planning and investment strategies to ensure, as far as possible, that the award is able to meet the claimant’s (often evolving) needs throughout the rest of their life.
This process will invariably involve us ensuring that all rights to state benefits and statutory funding are fully understood and protected. It may also make use of particular tax mitigation arrangements available to people in this position.
We use our specialist knowledge and cash flow modelling techniques to ensure that the required return on investment is as fully understood as it can be.
We also work with a range of specialist investment managers; and often, particularly in more complex and higher value cases, we will combine a range of different investment strategies and managers to achieve different target returns over different timescales with a view to reducing risk and providing a higher degree of security for the injured party.
In sensitive and challenging cases, a close relationship between the legal advisers, the claimant or their representative, the carers the financial planner is essential. WBW Chartered Financial Planners places great emphasis on a partnership approach in order to meet the injured party’s needs.
For further information, or to arrange a no obligation appointment, contact us today by telephone on 01626 242500 or email [email protected].
WBW Chartered Financial Planners is a trading style of Centurion Wealth Management which is authorised and regulated by the Financial Conduct Authority (FCA). Registered in England and Wales Number 7001057. Registered Office: Channel Court, 8 Hill Road, Clevedon, Bristol, BS21 7NE. Registered in England and Wales.
Key Contact
Chris Hill
Director – Chartered Financial Planner
01626 242501
07458 062360
[email protected]
Changes to mortgage interest relief and a surcharge on stamp duty for second homes has made many landlords to reconsider whether they should be renting or not. It would seem that property price growth has…
WBW Solicitors’ Private Client department is thrilled to announce their partnership with Animals in Distress, a local animal rescue charity in South Devon. Animals in Distress relies on the kindness and generosity of the public…
Here at WBW, we value every one of our team members. Each member of staff has their own stories, motivations and reasons why they enjoy working for WBW Solicitors. Today we talk to Laura Thompson,…
We at WBW Solicitors are proud to announce our continued support for Rowcroft Hospice through their Make a Will Week initiative. This year, we’ve successfully raised an impressive sum of £6,025 for the charity, a…
WBW Solicitors is proud to announce that we have embraced a new cohort of aspiring legal minds with three new Trainee Solicitors who joined us in September this year. Looking ahead, we are excited to…
The recent trajectory of interest rates has undoubtedly been at the forefront of everyone’s thoughts. However, in a surprising turn of events, the Bank of England’s base rate has recently remained stable following a remarkable…
An adverse possession claim can be presented to the Land Registry if you are occupying land, by “squatting”, but it is not currently registered to you. It might be that you are occupying a small…
WBW Solicitors, one of the leading legal firms in the region, is delighted to announce the relocation of Simon Dusting, a distinguished Solicitor from the firm’s Exeter office to their Paignton branch. Since joining WBW…
Here at WBW, we value every one of our team members. Each member of staff has their own stories, motivations and reasons why they enjoy working for WBW Today we talk to Emma Oakley, a…
Where works to a building are carried out that needed Building Regulation Consent, the general consensus until recently was that, if it was more than twelve months ago, then the Council would not be able…
A relationship breakdown often means a dramatic change in life for all involved and when parents live apart, arrangements need to be agreed about how and when children will see each of their parents. If…
When a loved one dies, attending to the administration of their estate is lengthy, complex, and emotionally draining. What makes this even more difficult is when executors find themselves entangled either in disputes with other…
WBW = What Buyers Want. A fabulous service and nice people to deal with. Thank you Team WBW.
Thank you for all the help you have given me regarding the two sales and the problem I had. You are definitely a great asset to the company.
| Leandra was friendly, straightforward, and explained the pros and cons of the alternatives. |
My husband and I were first time buyers, we knew nothing about the process and were both finding the whole thing very stressful. Debbie made the whole process from start to finish easy and enjoyable. She was always available to answer any questions, listened to us, kept us informed all the way through and was professional and a pleasure to deal with. I cannot recommend Debbie highly enough.
We wanted to let you know how grateful we are for managing the conveyance of our Farm so smoothly. Never before have we been asked so many questions about a septic tank! We really appreciated your cool hand on the tiller and will be in touch in the future when we find a house in UK. Please pass our thanks to the front desk colleagues who were always so obliging and friendly.
I just wanted to say a huge thank you for all your help on this one. You did an amazing job completing the sale within just 30 days from agreement – wow!
Carlie Broome has been exemplary in her work for us and we would always choose to use her again.
Thanking you kindly for your email and sending the office copy entries which will be a great help and very much appreciated to you and your team for your time in obtaining this information for me for further notice and peace of mind. Many Thanks To You.
The service provided was highly professional, and I was kept well-informed throughout the process. The final cost was within what was initially stated. I will not hesitate to use their services again in the future and would confidently recommend them to others. Thank you.
To make the process as easy as possible you can pay Law Bills up to a maximum of £5000.00 online by credit or debit card using your Matter Number and Law Bill Number. These details can be found on the Law Bill issued to you. Please ensure that you pay the correct amount as shown under the Total Due amount on your Law Bill.
For assistance with your online payment, please consult our handy guide.
