Equity Release

Equity Release involves borrowing money against the security of your property and it can affect your entitlement to state benefits and/or state funding for care costs.

Key Contact

Chris Hill
Director – Chartered Financial Planner

01626 242501
07458 062360
[email protected]

Get in Touch

Chris Hill

Equity Release

Equity Release won’t be right for everyone but for homeowners aged 55 or over it can provide you with a tax efficient regular income, a cash lump sum or a combination of the two. The “equity” in your home is the difference between its value and any debts secured against it, such as a mortgage.

Equity Release lets you access some of the money that is tied up in the property without you having to downsize or move home.

What is Equity Release?

Equity Release involves borrowing money against the security of your property and it can affect your entitlement to state benefits and/or state funding for care costs. If you take out an Equity Release you will incur a debt and interest costs. Other more appropriate solutions may be available and professional advice is vital.

WBW Chartered Financial Planners are independent Equity Release specialists. We are pleased to offer any prospective client an exploratory meeting without charge and, in conjunction with our colleagues at WBW Solicitors, we can provide an integrated one stop Equity Release service.

We only recommend arrangements which meet the Standards required by the Equity Release Council. These offer some very important safeguards and protections which some arrangements do not. You will remain the owner of your property for as long as you continue to live there, you cannot be forced to leave the property and regardless of how much the debt increases neither you nor your estate will owe more than the value of the property.

We charge fixed fees which are agreed with you in advance and, unlike some other advisers, we give you back any commission we received from the Equity Release provider. This can sometimes mean that you receive back more than we have charged you.

WBW Chartered Financial Planners is a trading style of Centurion Wealth Management which is authorised and regulated by the Financial Conduct Authority (FCA). Registered in England and Wales Number 7001057. Registered Office: Channel Court, 8 Hill Road, Clevedon, Bristol, BS21 7NE. Registered in England and Wales.

Frequently Asked Questions

What can the released equity be used for?
How much will equity release cost me?

Resources

Equity Release Leaflet

Key Contact

Chris Hill
Director – Chartered Financial Planner

01626 242501
07458 062360
[email protected]

Get in Touch

Chris Hill

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What Our Clients Say

Ashton Partridge
I would like to thank you for all of your efforts to get the purchase completed as quickly as you did. It was all very much appreciated. I know house moves are never very easy and I am sure that you face many complicated things to do in order to get it all done and we couldn’t have got it finished without you. Thank you very much indeed once again and I wish you every success in the future.
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Sharon Lightwood

Sharon pulled out all the stops… She completed our sale in record time and then our purchase in less time. Highly recommend.

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Giselle Sayed

Thank you for all your help, it’s been a smooth ride for me as my first time selling a property.

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Helen Davies

Thank you so so much for everything you have done for us. You have been absolutely brilliant.

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Penny Wood

We were recently very pleased with the way that Penny Wood prepared our Wills.

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Janice Courtenay

I was given good advice, made welcome and treated in a very pleasant and friendly manner. All my questions were answered very competently and i enjoyed the experience.

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Anju Newcombe

Thank you so much for your guidance over the course of our house purchase, it has been a pleasure to work with you and we have very much appreciated your friendly and professional service.

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Marie Moore

Marie is good at explaining matters and most importantly, very affable. If I telephone her, Marie never makes me feel as though I have disturbed her or that my query is unimportant. I have instructed Marie on 5 or 6 occasions and I hope she will continue to help me in the future.

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Amy Read

I would like to take this opportunity to thank you and your colleagues for the exceptional level of service you have provided. I am aware that dealing with my uncles estate, has at times been incredibly difficult. Thank your for your tolerance, patience and assistance.

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Louise Crockford

Thank you for all of your hard work and due diligence, without which we would not be picking up the keys today. We have really appreciated your time and energy into making this happen for us and would very much like to conduct business with you in the future.

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Jenny Kemp

We’d just like to say a big ‘thank you’ for the help and advice which you’ve provided, which has helped us significantly through this process (as we’ve had no prior experience of the eviction process).

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Giselle Sayed

Giselle was great throughout a very challenging purchase.

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