Secure Your Future with Expert Retirement Planning
- Retirement Planning Specialists
- Free Initial Consultation
- Fixed Fees – Know what the costs are
Planning for Retirement
What is Retirement Planning?
Retirement planning is the process of determining your retirement income goals and the actions necessary to achieve them. It involves evaluating your current financial position, setting future income expectations, and taking steps to ensure that your savings will support your lifestyle after you stop working. This could involve reviewing pensions, investments, savings, and assets to create a reliable source of income.
How Does a Pension Work?
A pension is a savings account that is mainly used for retirement that has some tax advantages and is a key part of retirement planning.
When you pay into your pension, the pension company can also recover some of the tax that you have paid. In addition, your employer can also make contributions to the pension. Your pension can be used to buy investments to help it grow over time.
When you need to generate an income, you can access part of your pension tax free and will pay income tax on the balance.
Why You Need a Financial Planner to Advise You
Our professional financial planner can help you navigate the complexities of retirement planning, ensuring that you make informed decisions. We provide expert advice on:
• Managing and maximising pension contributions
• Creating strategies to grow and preserve your wealth
• Understanding tax implications
• Making sure your savings and investments align with your long-term goals
Working with WBW Chartered Financial Planners means you have a clear roadmap for your retirement, giving you peace of mind about your future.
Our Retirement Planning Services
Building a plan for retirement
Understand how to achieve the retirement that you want.
Pension Advice & Optimisation
Maximise the potential of your pensions with expert guidance, ensuring tax efficiency and growth.
Retirement Income Planning
Create a sustainable income strategy that will provide you with peace of mind throughout your retirement.
Pension Transfers
We will help you to understand if there are any valuable contract terms or guarantees within your existing pension that would be lost on transfer
About Us
What we do
At WBW Chartered Financial Planners, we specialise in helping you plan for your retirement. Our personalised strategies are designed to meet your unique financial needs, and so you can plan for the future.
Where we are based
We have 13 offices across the Southwest, ensuring we are accessible wherever you are in Devon, Cornwall and Somerset. Our team is ready to assist you, whether in person or remotely.
With decades of experience in retirement planning our team at WBW Chartered Financial Planners has the expertise to guide you through the process, step by step, as planning for retirement can seem daunting.
Contact us to discuss your case
Take the first step towards securing your financial future. Contact us today for a free initial discussion.
Why Plan with WBW Chartered Financial Planners?
Expert Advisors
- You’re not just a number but a valued client with WBW.
- We tailor our advice to meet your individual circumstances.
- We work closely with our colleagues at WBW Solicitors to ensure that you get the joined approach in-house.
Free Initial Discussion
- We take the time to understand your goals and explain how we can help.
- We are pleased to offer any prospective client an exploratory discussion without charge.
- Fixed cost – the fees for our work are fixed and agreed at outset to manage conflicts of interest. This means that we can genuinely consider the right approach for you.
Comprehensive Support Services
- Bespoke financial plans to maximise your inheritance.
- Unlike other firms, we prioritise personalised service, transparency, and long-term relationships.
- Whether you’re looking to retire early, boost your pension savings, or need assistance with pension consolidation, our team is here to guide you every step of the way
Our Team
Chris Hill
Director – WBW Chartered Financial Planner
Chris started his career in financial services in 2007 with Hargreaves Lansdown in Bristol before moving to Devon in 2012. Chris is one of few advisers qualified and practising as a Chartered Financial Planner, Certified Financial Planner and Trust and Estate Practitioner, giving him a large remit of expertise.
Ian Avery
Chartered Financial Planner – WBW Chartered Financial Planner
Ian has three decades’ experience of corporate pension schemes, executive arrangements, personal plans and pension transfers is invaluable. Ian has established strong, lasting relationships with clients and their families, providing financial guidance and education through the generations.
Matthew Dixey
Financial Planner – WBW Chartered Financial Planner
Matthew has worked in financial services for over 12 years, gaining a wealth of experience in the industry.
He can provide advice in a range of areas including:
- General Practitioner
- Tax Efficient Investing
- Retirement Planning & At Retirement
- Business Owners & Professionals
Client Success Stories
Our clients trust us to provide sound financial advice. Here’s what a few of them have to say:
John & Sarah M, Exeter
“WBW helped us consolidate our pensions and ensure a steady income in retirement. We feel so much more secure about our financial future now.”
James H, Plymouth
“The team at WBW were fantastic in helping me understand the best time to retire and how to make the most of my pensions. I couldn’t have done it without them.”
Arrange a no obligation appointment
We offer a no-obligation consultation to assess your retirement planning needs. Book yours today to take the first step towards securing your future.
Call now on 01626 242500
or fill in the contact form and a member of our expert friendly team will call you back.
- Retirement Planning Specialists
- Free Inital Consultation
- Fixed Fees – Know what the costs are
Get Your Free Initial Consultation
Get the advice and assistance you deserve.
What Our Clients Say
Chris Hill was very patient with us in explaining details that were no doubt simple to him but complex to us.
The information contained within this article is for guidance only and does not constitute advice which should be sought before taking any action or inaction. The information is based on our understanding of legislation, whether proposed or in force, and market practice at the time of writing. Levels, bases and reliefs from taxation may be subject to change.
The Financial Conduct Authority does not regulate taxation advice, estate planning, inheritance tax planning, wills or trusts.
